Workers’ Compensation

The Workers’ Compensation program provides statutory benefits for employee injuries arising out of and in the course of employment, and employers’ liability coverage.  Members are allowed to select their Third Party Administrator (TPA) of choice for workers’ compensation claims administration. The TPA must be licensed by the State to administer self-insured programs. Current TPAs include AdminSure, Corvel, and Sedgwick. Members may select a self-insured retention of either $50,000, $100,000, $150,000, $200,000, $250,000, or $500,000. The pooled coverage limit, per accident, is $500,000 with excess coverage providing statutory limits for workers’ compensation and $5,000,000 for employers’ liability through a combination of pooling and reinsurance.  PERMA is a member of the Local Agency Workers’ Compensation Excess  Joint Powers Authority (LAWCX) for excess coverage.

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LAWCX Risk Control Resources

LAWCX developed a risk control resource webpage so members can more easily access the benefits and services provided under the risk control service plan. Resources include:

  • Return-to-Work Program Template
  • Wellness Program Tools
  • Job Analysis Library and Template
  • Infectious Disease Outbreak Response Plan

Declarations of Workers’ Compensation Coverage

In the past, the “Declarations of Coverage” documents were posted on the PERMA website and emailed to the members (historical declarations of coverage).

Beginning with the 2022-23 Program Year, the information has been integrated into the Memorandum of Coverage (MOC) document and thus will no longer be provided separately. Please see pages 2 (Declarations) and 3 (Schedule of Covered Members which includes retentions).

If your agency receives a request from a third party to provide proof of coverage, you can provide the MOC as proof. If the agency will not accept the MOC (e.g. it requested to be named as an “Additional Covered Party” (aka additional insured)), please request a “Certificate of Insurance” from PERMA’s website.