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Member-Directed Pool

The Public Entity Risk Management Authority (PERMA) is a member-directed pool dedicated to providing financially secure, stable and cost effective coverage programs and risk management services to its members.

Administrative Documents

In accordance with CAJPA Accreditation standards, PERMA has adopted a variety of policies to ensure quality and professional risk management practices. The right sidebar contains several key PERMA policies.

Career Opportunities

Please see postings for the following open positions:1. Claims Representative2. Senior Risk Control SpecialistThank you for your interest!

Communication

Monthly Member UpdatesMarch 2026 Member UpdatesFebruary 2026 Member UpdatesJanuary 2026 Member UpdatesDecember 2025 Member UpdatesNovember 2025 Member UpdatesOctober 2025 Member UpdatesSeptember 2025 Member UpdatesAugust…

Financial

PERMA financial documents are available below for viewing and download.If sending a payment to PERMA, please use one of the following secure lock box addresses:Post Office Remittance AddressPublic Entity Risk Management…

Governance

Starting in the mid-1970s, California public entities were unable to purchase some types of insurance and/or obtain affordable coverage in the commercial market. By the mid-1980s, commercial liability insurance was…

Prospective Members

PERMA began offering coverage in 1985 and currently has 32 members in Imperial, Riverside, San Bernardino, and San Diego Counties. Each member has a seat on the Board, and members are asked to designate a director and…

Resources

As a member of PERMA, a number of resources are available to your agency. The Resources Summary summarizes resources available and may be shared with supervisors at your agency. Some resources require members log into…

Certificate of Insurance

Members requiring a certificate of insurance should complete the form below. If the certificate is to name a third party as an additional Covered Party (aka Additional Insured), a contract or agreement must accompany the…

Lessons Learned

PERMA staff, defense attorneys, consultants, and TPAs are developing claim “Lessons Learned” documents for the members. Documenting the lessons learned, circulating them, and revisiting them will ensure the same mistake…

Policy & Resource Library

This page is a resource library for our members. If you have a risk management policy or document that you believe may benefit others, please forward a copy to us for inclusion on this page.

Report a Claim

The following questions will help you determine the appropriate program for which claim forms should be completed. If you have questions, contact PERMA for assistance.Was a city/agency vehicle damaged?Program: Auto…